Punto Banco Intruction

The object of the game is to bet upon which of two hands of cards, termed the ‘Player’ hand and the ‘Bank’ hand, will have a total closer to nine.

Aces count for a value of one. Picture cards and tens count for a value of zero. All other cards count at face value. Any combination of cards exceeding nine counts only the last digit, for example:

Begin by placing a bet either in the box marked ‘Bank’ or the box marked ‘Player’. Two cards will then be drawn for the ‘Player’ hand, and two cards for the ‘Bank’ hand.

Depending upon the totals of each hand, subsequent cards may be drawn. It is not necessary to know the rules for the further drawing of cards, but they are given below:

 

PLAYERHAND
Total with first two cards Action
0, 1, 2, 3, 4, 5 Draws a third card
6, 7 Stands
8, 9 ‘Natural’. No further cards to either hand

 

BANK HAND
Total with first two cards Draws when the Player’s third card is
0, 1, 2 Draws
3 0, 1, 2, 3, 4, 5, 6, 7, 9
4 2, 3, 4, 5, 6, 7
5 4, 5, 6, 7
6 6, 7
7 Stands
8, 9 ‘Natural’. No further cards to either hand

When the Player has 6 or 7 (and therefore does not draw a third card),

the Bank will draw only if it has 0, 1, 2, 3, 4 or 5.

Once all cards have been drawn the dealer will announce the winning hand, collecting losing bets, and paying out winning bets according to the following odds:

Winning Bank bets pay 19:20

Winning Player bets pay 1:1

You may also place a bet that both hands will be tied (Egalité).

Winning Egalité bets pay 8:1